FG Considers Taking Over Unclaimed Dormant Bank Accounts

 

The federal government is considering the creation of an unclaimed dividend and unutilised bank balance trust fund where dividends declared and unclaimed will be held.

Providing highlights of the 2020 finance bill at a webinar organised by KPMG in collaboration with the ministry of finance, budget and national planning on Friday, the finance ministry said the funds would be owed as a perpetual debt to shareholders.

Explaining the justification for the policy direction, Ahmed said the plan corrects an anomaly in the Companies and Allied Matters Act (CAMA) which provides that shareholders will lose their rights to unclaimed dividends after 12 years.

The CAMA states that such monies will be returned to the company for redistribution to other shareholders.

 “In place thereof, it is proposed that such unclaimed dividends should be handed over to the government, as trustee, in a perpetual fund created under the supervision of the CBN & DMO etc with private sector involvement in the governance of the fund,” a presentation at the webinar read.

“The liability to shareholders will no longer be extinguished after 12 years.”

The ministry further explained that such funds could be used to fund infrastructure projects.

According to the Securities and Exchange Commission (SEC), the value of unclaimed dividends hit N158.4 billion at the end of 2019.

Some bank accounts have also become dormant after the owners died or the accounts have been left unoperated for years and the owners did not register for bank verification numbers.

CKN NEWS

Chris Kehinde Nwandu is the Editor In Chief of CKNNEWS || He is a Law graduate and an Alumnus of Lagos State University, Lead City University Ibadan and Nigerian Institute Of Journalism || With over 2 decades practice in Journalism, PR and Advertising, he is a member of several Professional bodies within and outside Nigeria || Member: Institute Of Chartered Arbitrators ( UK ) || Member : Institute of Chartered Mediators And Conciliation || Member : Nigerian Institute Of Public Relations || Member : Advertising Practitioners Council of Nigeria || Fellow : Institute of Personality Development And Customer Relationship Management || Member and Chairman Board Of Trustees: Guild Of Professional Bloggers of Nigeria

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