Details Of How CBN Spent $9bn To Defend Naira In 7 months





Central Bank of Nigeria (CBN) sold $9 billion to forex dealers through the interbank market between February 21 and August 31 2017.


The figure was arrived at following a review of all the official data of FX sales released to the public by the CBN within the period.


The FX sales were intended to cover for personal and business travels, medical needs, and school fees, futures market and other approved transactions.


At the time CBN began massive funding of the FX market, the naira had lost significant value, trading at over N500/$1 at the parallel market.


Then rent seeking, speculation and hoarding ruled the FX market as individuals and banks made fortunes from huge unmerited profits to the detriment of the naira. The recession was also at its peak as government revenue plummeted.


The CBN intervention, from the improved government dollar earnings saw the naira recover to over N485/$1 in early March 2017.  


On February 21, when the CBN interventions began, the CBN offered for sale $370,810,810.79 to 23 banks to meet the “visible and invincible” requests of customers. At the end of February, the CBN had sold out some $550,900,000 in interventions.


Over the next six months FX sales by the CBN were as follows: March; $1,022,000,000;

April,  $1,321,860,000; May, N1, 422,800,000; June, $1,651,500,000; July, $1,638,800,000 and August, $1,301,000,000.


Thus in seven months, CBN had intervened in the FX market to the tune of $8,908,860,000. Within the period, the naira appreciated from N520/$1 to N365 to the dollar at the parallel market.


The FX intervention also doused tensions in the FX market and forced rent seekers out of the market. 


But experts wonder whether the cost to the country of nearly $9bn, against the gains recorded are worth it.


They argue that it is worrying the CBN is funding the market more than the private sector investors,. The private sector ideally should fund the FX market more than the Central Bank, they argue.


Prior to Nigeria’s FX crisis, the market was funded by both the private sector and the CBN.

At the beginning, Nigeria had about $2.7bn foreign investment from the JP Morgan and $500 million from Barclays but all of these monies were take out when the CBN tightened  controls on the naira.


Nigeria’s external reserve dropped to $28bn and the CBN couldn’t meet a lot of FX demands such as the repatriation of funds by the airlines.


To conserve the foreign reserve, the CBN had even stopped funding BDCs and invisibles in addition to restriction of forex on 41 items. 


Mr. Moses Azege, a Lagos based financial expert said, the CBN intervention was unusual, the market didn’t expect it but it worked in stabilising the market.


“Before the intervention, the market was volatile, a lot of profiteering and the banks also got into the business of round tripping” he said.


He however noted that, the intervention averted the FX apprehension, and ended business for rent seekers and speculators.


On whether the CBN move was sustainable he said, so far, the CBN has shown it can sustain it with the level of interventions.


Mr. Rislanudeen Mohammed, the former Ag. Managing Director, Unity Bank Plc said the “Central Bank intervention over the last several months has impacted positively in stabilizing the foreign exchange market and reducing the gap between parallel and black market rates from about N520 to a dollar to the present rate of about N365.”


The “Forex liquidity has also helped in reducing the impact of cost push and imported inflation as evidenced by consistent reduction in core inflation data to present level of 16.05 percent as released by National bureau of statistics.  Introduction of NAFEX has also improved transparency in the market hence incentivizing foreign portfolio as well as direct investments” he noted.


However, he explained that “sustaining this intervention is both unrealistic and impossible in the long term. Note that positive oil price, improved oil output as a result of reduced sabotage by Niger delta avengers as well as output quota waiver by OPEC combined to support improved forex income earnings and consolidating improved foreign reserves despite the intervention and attendant depletion of the reserve. Those three factors may not last ad infinitum. To consolidate on success made so far, we need to expeditiously walk the talk in export income diversification.”


On whether the naira can exchange for N200/$1 in the near future he said, it is basically a function of demand and supply. But even the IMF is looking at N365 as the official rate. But it can be determined by market forces” he said. 


Nigeria’s foreign exchange reserves stood at a two and a half-year high of $31.81 billion as of Aug. 29, the Central Bank of Nigeria data showed yesterday. The latest figure was at a level it last reached in January 2015. Experts have attributed the appreciation of the local currency to the growth in the external reserve and ability of the apex bank to provide enough FOREX for the market.

Source:Daily Trust

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Chris Kehinde Nwandu is the Editor In Chief of CKNNEWS || He is a Law graduate and an Alumnus of Lagos State University, Lead City University Ibadan and Nigerian Institute Of Journalism || With over 2 decades practice in Journalism, PR and Advertising, he is a member of several Professional bodies within and outside Nigeria || Member: Institute Of Chartered Arbitrators ( UK ) || Member : Institute of Chartered Mediators And Conciliation || Member : Nigerian Institute Of Public Relations || Member : Advertising Practitioners Council of Nigeria || Fellow : Institute of Personality Development And Customer Relationship Management || Member and Chairman Board Of Trustees: Guild Of Professional Bloggers of Nigeria

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